Philippine Nomad

You can send money to the Philippines regardless if your recipient does not have a bank account. The only general requirement that your recipient would need would be a valid ID or at least two or three secondary ID’s such as NBI clearance, barangay certificate and birth certificate. The following are some ways on how to send money to someone in the Philippines who does not have a bank account:

1. Send Money through Western Union. Sending money through Western Union is one of the fastest ways to send money to the Philippines. There are several western union branches in the Philippines and even in the provinces.

2. Send money via xoom. If you have a paypal account and you need to send money to the Philippines online, you can send money using your credit card or paypal funds through xoom. Xoom claims to have a cheaper remittance fee than western union. Xoom, however, uses a lower exchange rate. Here are the pick up locations of xoom in the Philippines.

• Equitable PCI
• Banco de Oro
• SM Forex
• Cebuana Lhuillier
• One Network Bank

3. Send money through Remithome. The company perhaps has the cheapest service fee to send money to Philippines. Remithome only charges a flat fee of $10 to up to $1000 worth of remittance. The service however is limited to US residents with a US bank account. Money senders can send money to Philippines door to door or their recipients can pick the money at:

• Development Bank of the Philippines
• One Network Bank
• Asia United Bank

4. Send money using Moneygram. Moneygram International works the same way as other remittance companies that operate in the Philippines. Individuals who live in Singapore, Japan, Malaysia, US and UK can send money to the Philippines using the moneygram services. Money can be picked up by recipients in the following:

• Cebuana Lhuillier
• Equitable PCI
• One network bank
• bank of commerce
• United Coconut Planters Bank (UCPB)
• RCBC
• Banco de Oro (BDO)

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